This standard specifies the content of information exchanged between parties in financial transactions generated by identification cards. This standard includes a directory of data elements, basic content specifications of information, and maintenance procedures. This standard does not specify the method of data composition information, transmission method, character set, and security and confidentiality content. GB/T 15271-1994 Content of information generated by identification cards Financial transactions GB/T15271-1994 Standard download decompression password: www.bzxz.net

National Standard of the People's Republic of China
Messages originated by identification cards
Content of financial transactions
Identification cards--Card originated messages-Content for financial transactionsGB/T15271-94
ISO7580---1987
This standard is equivalent to the international standard ISO7580--1987 "Messages originated by identification cards-Content of financial transactions". 1 Subject content and scope of application
This standard specifies the content of messages exchanged between the parties in financial transactions originated by identification cards. This standard includes the data element self-recording, the basic content specification of the message and the maintenance procedures. This standard does not specify the method of data composition message, transmission method, character set and security and confidentiality content. 2 Referenced Standards
GB2659 Code for Names of Countries and Regions in the World GB12406 Code for Representing Currency and Funds
ISO4909 Data Content of Track 3 of Magnetic Stripe of Bank Cards SJ/Z9027 Numbering System and Registration Procedure for Identifiers of Identification Card Issuers 13 Terminology
The following terms apply to this standard.
3.1 Account: Data belonging to the cardholder. 3.2 Agent: An institution that obtains financial data related to a transaction from the cardholder. 3.3 Cardholder: An institution that accepts a card for identification in a transaction. 3.4 Cardholder: A customer associated with an account number or a customer associated with a card number (which is associated with an account number). 3.5 Issuer: An institution that issues an identification card to a cardholder. 3.6 Conditional Data Element: A data element that needs to be included in the relevant information under certain given conditions. 3.7 Data Element: A fact or event for which consensus has been reached on the definition, representation, identification and meaning for data exchange. Note: It consists of data items representing the general part and the content part that represent the defined concepts. For example: the color of glasses (concept), brown (content). 3.8 Document: a group of related records processed as a unit (for example: the cardholder document of the card issuer). 3.9 Mandatory data elements: data elements that need to be included in the relevant information. 3.10 Service point (POS): the actual place where the transaction occurs. 3.11 Settlement institution: the acceptance institution responsible for settling accounts with the agent. Adoption instructions:
1) The ISO7811 quoted in the original ISO7580 is incorrect. ISO7811 is now changed to SJ/Z9027. Approved by the State Administration of Technical Supervision on November 20, 1994 and implemented on April 1, 1995
3.12 Source institution: the institution that issues the information. 4 Message Types and Contents
GB/T15271-94
The data elements for each of the following message types are listed in Table 1 (see Table 2 in Chapter 6 for a list of data elements). A comparison of the message types described in this standard with the corresponding message types developed by the committee within the American National Standards Institute is shown in Appendix B (reference document).
4.1 Authorization Notification
This message is used to notify the cardholder that authorization has occurred on an "after the fact" basis. 4.2 Authorization Request
A message sent by an agent to the card issuer or its agent seeking or requesting the card issuer's approval, authorization or guarantee of a transaction. This message is not used to pass valid data that allows this transaction application to the customer account for the purpose of establishing a bill or reconciliation statement. 4.3 Authorization Service
A service message for various purposes used to maintain the integrity of the authorization file. 4.4 Control Response
A message sent by the card issuer, agent or intermediate network device. It is generated in response to a financial control message and indicates the processing of the message.
4.5 File Update
Information sent by the issuer to the agent. It contains instructions to replace, delete or add cardholder data files or records. 4.6 Financial Control
Information that contains the sum of all information that affects the settlement or verification between any two points. 4.7 Request Response
Information sent by the issuer or its agent to the agent. It is generated in response to a request for authorization of a transaction and indicates the processing of the request. 4.8 Cancellation Notice
Information used to cancel or cancel a specific transaction. 4.9 Cancellation Response
Information sent by the recipient of the Cancellation Notice. It is a response to the Cancellation Notice. 4.10 Transaction Notification
Information sent by the agent to the issuer. It notifies the issuer of the completion of a transaction for the cardholder's account. 4.11 Transaction Request
Information sent by the agent to the issuer to request the issuer to approve a transaction. If the transaction is approved, it will be applied to the cardholder's account for the purpose of preparing a bill or reconciliation statement. 4.12 Acceptance Verification
Message generated by the authorization system to the card issuer or its agent. It is used to acknowledge the acceptance and processing of the file update information. 4.13 Non-Acceptance Verification
Message generated by the authorization system to the card issuer or its agent. It is used to notify the sender that the file update information is not accepted. 5 Information Summary Table
In Table 1:
a. Column 1 contains the type and length of the data item, as specified in the description of Table 2; b. Column 2 contains the name of each data element; c. The remaining columns indicate the mandatory (M) or conditional (C) data elements required in each message. Conditional data elements should be used as described in the description of Table 1. Description of the conditional (C) data elements in the information column of Table 1: 38
GB/T 15271-- 94
——5M
511068
-5--0-088
GB/T 15271- 94
3115685
———
———
一m—
一MMM
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-M—-
—M—M
{—{—
GB/T 15271-94
These conditional elements become mandatory under the following conditions. C1
Authorize system file update.
Account number does not comply with SJ/Z9027.
Account number starts with 59.
When requested by the receiving system,
Transaction and settlement amounts are in different currencies
Appear in the body or in the envelope. If in the envelope, it should be available to the information recipient. Read track. It is the responsibility of the information recipient to identify which track is in use. PIN is entered.
The information originator cannot accept the full response of 6 character positions. The code is specified by mutual agreement.
Entered at the service location.
Transaction is approved.
Read track 3.
Originated by any organization other than the card acceptor.
Two of the following four data elements appear: card acceptor identification code;
settlement institution code;
card issuer code;
agent code.
Depends on the type of service requested.
Used according to the agreement between the parties.
6 Table of Data Elements
The data elements listed in Table 2 shall be used in accordance with the specifications contained in Table 1. In Table 2:
Column 1 contains the data element name;
Column 2 contains the meaning of the data element;
Column 3 contains the specification for the representation of the data item, partially referencing chapters of Appendix A (Supplement). Table 2 Data element directory
Account number length
Extended account number
Agent identification code
Additional data
A string of digits used to identify a customer account or relationship Indication of the length of the account number in character positions
Limited to account numbers starting with 59, the last 3 digits should be the country code
[Code to identify the agent
Supplementary data to the data already transmitted in the message specific data field
Assigned in accordance with SJ/Z9027 and ISO4909, use the card issuer's letter code for account numbers that do not meet these standards n2
See SJ/Z9027, GB2659 and ISO)4909n..11
See SJ/Z9027 and ISO)4909
See Additional data length
Additional data length
Additional response data
Net settlement amount
Settlement amount
Transaction amount
Authorization identification code (authorization number
or denial code)
Authorization identification code response length
Card acceptor identification code
Card acceptor name and address
Card issuer code directory query
Card issuer identification code
Card sequence number
Exchange rate
Total amount of credit
Total number of credit transactions
Total amount of credit cancellation
GB/T 15271 -- 94
Continued Table 2
Indicates the length of additional data characters that follow
Other data required to respond to authorization or other transaction requestsJans..14
Data (such as telephone number)
Net value of all settlement amounts
Amount of funds transferred
See Chapter A4 of Appendix A (Supplement), the number indicates that the base is immediately preceded by:
Debit or
See Chapter A4 of Appendix A (Supplement)
Amount agreed by the cardholder and the cardee for authorization or transaction purposesn8
Response identification code assigned by the authorization agencyAuthorization codeThe maximum length of the response can be adjusted by the agent's switching station/central station
Standard Code identifying the card acceptor
Name and address of the card acceptor at the location of the transaction, both in local and remote exchange situations
See Chapter A4 of Appendix A (Supplement)
If no number is assigned by the authorization system or the card acceptor, a single zero is used
The issuer or agent is required to limit the length of this response in the response record
Name, city, region (if required) and country Code identifying the issuer's directory, which is required when the account number is not consistent with SJ/Za2
9027 and ISO4909 Code identifying the issuer or its agent
A number that distinguishes between individual cards with the same personal account number Factor used to convert from the original currency to the settlement currency, for example 69972522- 9. 972522
Total amount of all credits processed
Total number of credit transactions processed
Total amount of credit cancellations processed
As specified in SJ/Z9027 or ISO4909
See ISO 4909
The first (leftmost) digit indicates the number of places from the right to which the decimal point should be moved, position 28 gives the exchange rate
See Chapter A4 of Appendix A (Supplement)
Without sign
See Chapter A4 of Appendix A (Supplement)
Without sign
Total number of credit cancellations
Settlement currency code
Transaction currency code
Acceptance date Period
Exchange Date
Expiration Date
Local Transaction Date
Transmission Date
Total Amount of Debit
Total Number of Debit Transaction
Total Amount of Debit Cancellation
Total Number of Debit Cancellation
Deferred Payment Code
Document Name
Document Update Code
Magnetic Material Encoding Data
GB/T 15271- 94
Continued Table 2
Total number of credit cancellation transactions processed
Code of currency used in settlement
Code of currency used in original transaction
Month and day when agent processes transaction data
Month and day when conversion rate is effective when converting transaction amount from original currency to settlement currency
Year and month when card expires
Month and day when local transaction occurs
Month and day when information is entered into exchange system
Total amount of all debits processed
Total number of debit transactions processed
Total amount of debit cancellations processed
Total number of debit cancellations processed
A3 or N3
See GB124 06
a3 or n3
See GB12406
MMDD (e.g. 1231)
Local date
MMDD (e.g. 1231)
Local date
YYMM (e.g. 8012)
Local date
MMDD (e.g. 1231)
Local date
MMDD (e.g. 1231)
GMT date
See Chapter A4 of Appendix A (Supplement)
Without symbol
See Chapter A4 of Appendix A (Supplement)
Without symbol
If the issuer allows, the cardholder is willing to pay this amount I n2
Month number
Actual or abbreviated name of the file accessed for updating ans..17
Indicates to the system maintaining the file which update rule is followed (nl
Data encoded on the magnetic material of the card
See Chapter A2 of Appendix A (Supplement)
Includes STX, FTXLRC
Length of data encoded on magnetic material
Merchant type
Message number
Last message number|| tt||Information confidentiality key
Information confidentiality code
Information type identifier
Personal identification number (PIN)
Service location condition code
Applicant identification code
Response code
Response indicator
Retrieval reference number (voucher number)
Revocation information raw data element
Service indicator
Service constraint code
Adoption instructions:
GB/T 15271 -- 94
Continued Table 2
Indication of data length on magnetic materials
Classification of business, industry or service business type Sequential, cyclic number assigned to each message by the originator of the message to monitor the integrity and continuity of data exchange
Same as message number
Message protection code
For example, message authentication code (MAC)
Code to be developed in each country or industry as requiredn4
Numbers should not be all zeros. When the first and last numbers of a message are used, this number is the first in the sequence
Numbers should not be all zeros. When both the first and last numbers of a message are used, this number is the last one in the sequence.
n..16 (or 64 bits)
This code is determined by the agreement between the exchangers.File update confidentiality code, which indicates that the originator of the message is authorized to update the file
Identifier of the type of information being exchanged
Password used by the cardholder to authenticate the ownership of the cardConditions under which the transaction occurred at the service locationIdentifier of the institution that requested the exchanger to perform a function (such as settlement)
A code associated with a specific account number, which defines the action to be performed by the service system location after the transaction requestIndicates the file update action to be performed by the service system locationFile reference number provided by the system where the original source file is stored, used to assist in locating the file or its copy
Revoke data elements contained in the original messageIndicates to the originator of the file update message the type of supported services required by its recipient
Geographic/service availability identification code
1) ISO7580 Here is an..12 which is wrong. 44
See Appendix B (reference)
See Chapter A3 of Appendix A (supplement)
See ISO4909 and SJ/Z9027
See Chapter A1 of Appendix A (supplement)
This code is determined by the agreement between the exchange partiesan..12
Can include the acceptance date of MMDD sequence
See Chapter A5 of Appendix A (supplement)
This code is determined by the agreement between the exchange partiesan..3
(Under study)
Settlement code
Settlement institution identification code
GB/T 15271-94
Continued Table 2
Code indicating the result of the verification request
Code identifying the settlement institution or its agent
Uneven.
See 15O4909 and SJ/Z9027
System tracking audit number (a number that uniquely identifies the transaction assigned by the originator of the information, n6
query by the originator)
Transmission time
Transaction description
This tracking number remains unchanged for all messages during the entire transaction validity period
The hour, minute and second when the information is entered into the data exchange system in Greenwich mean time
Data describing the transaction characteristics
Description of the abbreviations used in column 3:
a-alphabetic characters (A to Z)
n-numeric characters ( 0 to 9)
s--spacing, punctuation and other special charactersanalphabetic and numeric characters
as-—alphabetic and special characters including spacingns-
numbers and special characters including spacing
ans—alphabetic, numeric and special characters including spacing3—Fixed length of 3 characters
.17Length of up to 17 character positions
7Maintenance of national standards
HHMMSS (e.g. 210649)
It is recognized that certain applications may also require standardization of other data elements and other information types within the scope of this standard. 15
A1 Response code
00-Approval
01Query the card issuer
02----Query the card issuer under specific conditions
03--—Invalid merchant
04---Confiscation of card
Non-acceptance
Confiscation of card under specific conditions
Acceptance with logo
09-Request in process
Partial amount approval
VIP approval
12——Invalid transaction
Invalid amount
GB/T 15271 -- 94
Appendix A
Representation of data items
(See column 3 of Table 2)
(Supplement)
Invalid cardholder number (no such number) No such issuer
16--Approval to update track 3
17--Cancel customer
Suspicious customer
Re-enter transaction
20--Invalid response
21Cannot complete authorization| |tt||22--Suspected failure
-Unacceptable transaction fee
24--File update not supported by exchange station25---Unable to locate record on file
26--Duplicate file update record, old record replaced27--File update field edit error
28--File update file unlock
29--File update failed, contact agent30--Reserved for allocation by ISO||t t||31—-Banking not supported by switching station 32~40—Reserved by ISO allocation
Confiscation of lost card
42-—-Reserved by ISO allocation
Confiscation of stolen card
44~50-—Reserved by ISO allocation
-Insufficient funds
51-—
52-No checking account
53-——No savings account
59— -
Expired card
Incorrect PIN
No card record
No transaction allowed for cardholder
No transaction allowed for terminal
-Suspected fraud
Cardholder contacts agent
Withdrawal limit exceeded
Restricted card
Security breach
Original amount is wrong
Reserved to be allocated by ISO
GB/T 1527194
Cardholder notifies agent's security department
Forced confiscation (request to confiscate card at ATM) Response received is outdated
69~74-
- Reserved for allocation by ISO
75-Exceeded the allowed number of PIN entries
76~89-
Reserved for private use
Terminating processing (ending one day's transactions and starting the next day's transactions. The transaction can be sent again within a few minutes) 90-
A card issuer or exchange station is not working
Cannot find the financial institution or intermediate network equipment sent by the route 93-The transaction cannot be completed, illegal
Repeated transmission
95-Verification error
96-System failure
Reserved for domestic use and assigned by national standards agencies 97299-1
OA~ZZ (zero A to ZZ)-||tt ||2 File Update Code
0--Unspecified
1--Add Record
2--Change Record
3--Delete Record
4--Replace as a Whole)
5--Query
--Reserved for Private Use
6--Delete Record, System Clear3)
7--Add File
8~--Delete File
9--Unspecified
GB/T 15271-- 94
Note: 1) "Replace as a Whole" is equivalent to adding a record without considering what may have been on the file before, and the previous data on the file is automatically erased.
2) "Delete Record, System Clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 1817 Maximum length of 17 character positions
7 Maintenance of national standards
HHMMSS (e.g. 210649)
It is recognized that in some applications, standardization of other data elements and other information types within the scope of this standard may also be required. 15
A1 Response code
00-Approval
01 Query the issuer
02----Query the issuer under specific conditions
03---Invalid merchant
04---Confiscation of card
No acceptance
Confiscation of card under specific conditions
Acceptance with identification
09-Request in process
Partial amount approval
VIP approval
12--Invalid transaction
Invalid amount
GB/T 15271 -- 94
Appendix A
Representation of data items
(See column 3 of Table 2)
(Supplement)
Invalid cardholder number (no such number) No such issuer
16--Approval to update track 3
17--Cancel customer
Suspicious customer
Re-enter transaction
20--Invalid response
21Cannot complete authorization| |tt||22--Suspected failure
-Unacceptable transaction fee
24--File update not supported by exchange station25---Unable to locate record on file
26--Duplicate file update record, old record replaced27--File update field edit error
28--File update file unlock
29--File update failed, contact agent30--Reserved for allocation by ISO||t t||31—-Banking not supported by switching station 32~40—Reserved by ISO allocation
Confiscation of lost card
42-—-Reserved by ISO allocation
Confiscation of stolen card
44~50-—Reserved by ISO allocation
-Insufficient funds
51-—
52-No checking account
53-——No savings account
59— -
Expired card
Incorrect PIN
No card record
No transaction allowed for cardholder
No transaction allowed for terminal
-Suspected fraud
Cardholder contacts agent
Withdrawal limit exceeded
Restricted card
Security breach
Original amount is wrong
Reserved to be allocated by ISO
GB/T 1527194
Cardholder notifies agent's security department
Forced confiscation (request to confiscate card at ATM) Response received is outdated
69~74-
- Reserved for allocation by ISObzxz.net
75-Exceeded the allowed number of PIN entries
76~89-
Reserved for private use
Terminating processing (ending one day's transactions and starting the next day's transactions. The transaction can be sent again within a few minutes) 90-
A card issuer or exchange station is not working
Cannot find the financial institution or intermediate network equipment sent by the route 93-The transaction cannot be completed, illegal
Repeated transmission
95-Verification error
96-System failure
Reserved for domestic use and assigned by national standards agencies 97299-1
OA~ZZ (zero A to ZZ)-||tt ||2 File Update Code
0--Unspecified
1--Add Record
2--Change Record
3--Delete Record
4--Replace as a Whole)
5--Query
--Reserved for Private Use
6--Delete Record, System Clear3)
7--Add File
8~--Delete File
9--Unspecified
GB/T 15271-- 94
Note: 1) "Replace as a Whole" is equivalent to adding a record without considering what may have been on the file before, and the previous data on the file is automatically erased.
2) "Delete Record, System Clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 1817 Maximum length of 17 character positions
7 Maintenance of national standards
HHMMSS (e.g. 210649)
It is recognized that in some applications, standardization of other data elements and other information types within the scope of this standard may also be required. 15
A1 Response code
00-Approval
01 Query the issuer
02----Query the issuer under specific conditions
03---Invalid merchant
04---Confiscation of card
No acceptance
Confiscation of card under specific conditions
Acceptance with identification
09-Request in process
Partial amount approval
VIP approval
12--Invalid transaction
Invalid amount
GB/T 15271 -- 94
Appendix A
Representation of data items
(See column 3 of Table 2)
(Supplement)
Invalid cardholder number (no such number) No such issuer
16--Approval to update track 3
17--Cancel customer
Suspicious customer
Re-enter transaction
20--Invalid response
21Cannot complete authorization| |tt||22--Suspected failure
-Unacceptable transaction fee
24--File update not supported by exchange station25---Unable to locate record on file
26--Duplicate file update record, old record replaced27--File update field edit error
28--File update file unlock
29--File update failed, contact agent30--Reserved for allocation by ISO||t t||31—-Banking not supported by switching station 32~40—Reserved by ISO allocation
Confiscation of lost card
42-—-Reserved by ISO allocation
Confiscation of stolen card
44~50-—Reserved by ISO allocation
-Insufficient funds
51-—
52-No checking account
53-——No savings account
59— -
Expired card
Incorrect PIN
No card record
No transaction allowed for cardholder
No transaction allowed for terminal
-Suspected fraud
Cardholder contacts agent
Withdrawal limit exceeded
Restricted card
Security breach
Original amount is wrong
Reserved to be allocated by ISO
GB/T 1527194
Cardholder notifies agent's security department
Forced confiscation (request to confiscate card at ATM) Response received is outdated
69~74-
- Reserved for allocation by ISO
75-Exceeded the allowed number of PIN entries
76~89-
Reserved for private use
Terminating processing (ending one day's transactions and starting the next day's transactions. The transaction can be sent again within a few minutes) 90-
A card issuer or exchange station is not working
Cannot find the financial institution or intermediate network equipment sent by the route 93-The transaction cannot be completed, illegal
Repeated transmission
95-Verification error
96-System failure
Reserved for domestic use and assigned by national standards agencies 97299-1
OA~ZZ (zero A to ZZ)-||tt ||2 File Update Code
0--Unspecified
1--Add Record
2--Change Record
3--Delete Record
4--Replace as a Whole)
5--Query
--Reserved for Private Use
6--Delete Record, System Clear3)
7--Add File
8~--Delete File
9--Unspecified
GB/T 15271-- 94
Note: 1) "Replace as a Whole" is equivalent to adding a record without considering what may have been on the file before, and the previous data on the file is automatically erased.
2) "Delete Record, System Clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 1894
Appendix A
Representation of data items
(See column 3 of Table 2)
(Supplement)
Invalid cardholder number (no such number) No such issuer
16--Approval to update track 3
17--Cancel customer
Suspicious customer
Re-enter transaction
20--Invalid response
21Cannot complete authorization| |tt||22--Suspected failure
-Unacceptable transaction fee
24--File update not supported by exchange station25---Unable to locate record on file
26--Duplicate file update record, old record replaced27--File update field edit error
28--File update file unlock
29--File update failed, contact agent30--Reserved for allocation by ISO||t t||31—-Banking not supported by switching station 32~40—Reserved by ISO allocation
Confiscation of lost card
42-—-Reserved by ISO allocation
Confiscation of stolen card
44~50-—Reserved by ISO allocation
-Insufficient funds
51-—
52-No checking account
53-——No savings account
59— -
Expired card
Incorrect PIN
No card record
No transaction allowed for cardholder
No transaction allowed for terminal
-Suspected fraud
Cardholder contacts agent
Withdrawal limit exceeded
Restricted card
Security breach
Original amount is wrong
Reserved to be allocated by ISO
GB/T 1527194
The card recipient notifies the security department of the agent
Forced confiscation (request to confiscate the card at the ATM)The response received is outdated
69~74-
- Reserved for allocation by ISO
75——Exceeded the allowed number of PIN inputs
76~89-
Reserved for private use
Terminating processing (ending one day's transaction and starting the next day's transaction. The transaction can be sent again within a few minutes)90-
-The card issuer or exchange station is not functioning
The financial institution or intermediate network equipment sent by the route cannot be found93——The transaction cannot be completed, illegal
Repeat Transmission
95-Verification error
96-System failure
Reserved for domestic use and allocated by national standards agencies 97299-1
OA~ZZ (zero A to ZZ)-
2 Document update code
0-—Unspecified
1———Add record
2—Change record
3—Delete record
4-Overall replacement)
5—Query
—Reserved for private use
6—Delete record, system cleared 3)
7-—Add document
8~—Delete document
9—~Unspecified
GB/T 15271-- 94
Note: 1) "Replace as a whole" is equivalent to adding a record without considering what may have been on the file before. The previous data on the file is automatically erased.
2) "Delete record, system clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 1894
Appendix A
Representation of data items
(See column 3 of Table 2)
(Supplement)
Invalid cardholder number (no such number) No such issuer
16--Approval to update track 3
17--Cancel customer
Suspicious customer
Re-enter transaction
20--Invalid response
21Cannot complete authorization| |tt||22--Suspected failure
-Unacceptable transaction fee
24--File update not supported by exchange station25---Unable to locate record on file
26--Duplicate file update record, old record replaced27--File update field edit error
28--File update file unlock
29--File update failed, contact agent30--Reserved for allocation by ISO||t t||31—-Banking not supported by switching station 32~40—Reserved by ISO allocation
Confiscation of lost card
42-—-Reserved by ISO allocation
Confiscation of stolen card
44~50-—Reserved by ISO allocation
-Insufficient funds
51-—
52-No checking account
53-——No savings account
59— -
Expired card
Incorrect PIN
No card record
No transaction allowed for cardholder
No transaction allowed for terminal
-Suspected fraud
Cardholder contacts agent
Withdrawal limit exceeded
Restricted card
Security breach
Original amount is wrong
Reserved to be allocated by ISO
GB/T 1527194
The card recipient notifies the security department of the agent
Forced confiscation (request to confiscate the card at the ATM)The response received is outdated
69~74-
- Reserved for allocation by ISO
75——Exceeded the allowed number of PIN inputs
76~89-
Reserved for private use
Terminating processing (ending one day's transaction and starting the next day's transaction. The transaction can be sent again within a few minutes)90-
-The card issuer or exchange station is not functioning
The financial institution or intermediate network equipment sent by the route cannot be found93——The transaction cannot be completed, illegal
Repeat Transmission
95-Verification error
96-System failure
Reserved for domestic use and allocated by national standards agencies 97299-1
OA~ZZ (zero A to ZZ)-
2 Document update code
0-—Unspecified
1———Add record
2—Change record
3—Delete record
4-Overall replacement)
5—Query
—Reserved for private use
6—Delete record, system cleared 3)
7-—Add document
8~—Delete document
9—~Unspecified
GB/T 15271-- 94
Note: 1) "Replace as a whole" is equivalent to adding a record without considering what may have been on the file before. The previous data on the file is automatically erased.
2) "Delete record, system clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 1894
Note: 1) "Replace as a whole" is equivalent to adding a record without considering what may have been on the file before. The previous data on the file is automatically erased.
2) "Delete record, system clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 1894
Note: 1) "Replace as a whole" is equivalent to adding a record without considering what may have been on the file before. The previous data on the file is automatically erased.
2) "Delete record, system clear" is usually used to remove expired or ineffective records from a negative file. 3 Service location specific condition codes
00—Normal submission
01—Customer does not submit
An automated terminal transaction
—Merchant has doubts about the transaction
Electronic cash register interface
Customer submits but card does not submit
Pre-authorization request
Phone equipment request
Postal remittance/telephone remittance
Security alert
10—Verified customer identity
11—Suspected fraud
12—Security reasons
13—Resubmit
14—Open service terminal
15—Customer terminal
Administrative terminal
Returned funds
18—Unverified package contents/all Return
19Deposit imbalance/full return
-Payment imbalance/full return
Manual cancellation
Terminal error/credited
Terminal error/uncredited
Deposit imbalance/additional content
25—Payment imbalance/additional content
26—Cancel error/reserved
27~40-Reserved for allocation by ISO
—Reserved for domestic use and allocated by national standards organizations41~50—
51~~59-
-Reserved for private use
Note: If there are several specific conditions, the fraud or security description code should be given priority, and more specific priorities should be given in fraud and non-fraud conditions rather than general descriptions. A4 Representation of Amounts
The representation of amounts, including the number of digits, shall be agreed upon between the parties to the exchange. A5 Cancel Message Original Data Elements
These 42 numeric character data elements consist of the following data element values ​​copied from the original message in a fixed format. Missing Numbers 18
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