This standard specifies the commonly used basic terms in financial electronicization. This standard applies to the electronic application field of the financial industry. GB/T 15733-1995 Basic Terms in Financial Electronicization GB/T15733-1995 Standard download decompression password: www.bzxz.net
This standard specifies the commonly used basic terms in financial electronicization. This standard applies to the electronic application field of the financial industry.

National Standard of the People's Republic of China
Basic terminology of financial computing
The basic terminology of financial computing1 Subject content and applicable scope
This standard specifies the commonly used basic terminology of financial computing. This standard applies to the electronic application field of corporate finance industry.2 Terminology
2.1 Financial computingGB/T15733-1995
Use computers, communication, network technology and equipment to realize the automation of various financial business processing.2.2
Electronic fund transfer (EF) In a computer system, funds are transferred between accounts in the form of electronic information. 2.3 High value payment system (HVPS) is an application system that processes each credit transaction above the limit and each credit transaction below the limit in real time electronically, and settles funds in full. 2.4 Batch electronic payment system (BEPs) is a system that processes debit transactions and credit transactions below the limit electronically, and calculates funds in net amount.
2.5 Customer information file (CIF) is a file containing all kinds of information about customers that have business relations with financial institutions, such as customer credit, corporate financial information, etc. 2.6 (Account number) check digit is a component of the account number, which is a digital identifier generated by a certain algorithm using the digits of other parts of the account number, used to verify the correctness of the account number.
2.7 Currency code
Currency codic
A code indicating the type of currency.
2.8 Self-scrvicc banking Banks use special electronic equipment to provide customers with door-to-door operation services to complete cash deposits and withdrawals, account balance inquiries or fund transfers.
2.9 Conversion processing The process of converting business data from manual operation to computer operation or from one computer system to another. 2.10 Parallel run
A method of performing business processing simultaneously by manual operation and computer operation. Centralized processing 2.11
A computer system processing mode, whose topology is a network, with a link between the central node and the terminal nodes. The central node centrally controls the work of each terminal node and performs data processing centrally. Approved by the State Bureau of Technical Supervision on November 3, 1995 and implemented on June 1, 1996
GB/T157331995
2.12 Decentralized processing A computer system processing mode, in which all data processing work is carried out independently in each data processing center. 2.13 Distributed data processing A data processing method in which, in addition to the input and output functions, part or all of the processing, storage and control functions are distributed and coordinated among various data processing nodes, data processing equipment and their software. Off-line business processing Off-line operation 2.14
A way for the financial industry to use computers to process business data, which refers to data processing in which peripheral equipment is not directly connected to the central processor or to the real-time control system or the main program. 2.15 Online business processing: A way of using computers to process business data in the financial industry: it refers to data processing in which peripheral devices are directly connected to the central processing unit and are under the direct control of the central processing unit or directly connected to the real-time control system. 2.16 Load shedding Business processing u{f-loaloperatian A way of using computers to process business data in the financial industry. It refers to the process of reducing the congestion of communication lines and increasing the processing speed of the central processing unit during peak business hours: according to the urgency of business processing, some transactions that are allowed to be temporarily suspended are not sent directly to the central processing unit, but are first recorded in the disk of the end processing unit. When the peak business time is over, the system will automatically transfer the transactions to the central processing unit for processing when it is started or restarted. 2.17 (Bank) electronic logbook A record of the items processed by the computer in chronological order without omission. 2.8 Personal identification number (PIN) A code password owned by the customer to verify his identity. Also known as the customer password. 2.19 electronic test kcy A password generated by the computer for payment services according to the bank's previous agreement. electronic print identification electronic print scal 2.20
refers to a technology that banks use computer recognition technology to automatically identify the authenticity of seals. 2.21 (Financial) Message Financial message Information transmitted between the sending financial institution (or its agent) and the receiving financial institution (or its agent), excluding the header and tail information used for the purpose of transmission.
2.22 Message authentication Lessge Authenticity Technology used between the message sender and the receiver to ensure the validity of the message source, part of the message content or all of the message content. 2.23 Message authentication code Messenger authentication code (MAC) Code used for message authentication generated by agreed calculation in the message. Also known as electronic signature. 2.24 System trace audit number System trace audit number A number that uniquely identifies the transaction defined by the message sender. This number remains unchanged in all messages during the entire transaction period. 2.25 Cryptographie kcy
A value in the algorithm used to convert plaintext into ciphertext or ciphertext into ciphertext. 2.26 Cryptographic device Cryptographic device 2.28 Encryption check digit (CC) A number calculated using an encryption algorithm, used to provide a way to check data integrity. 2.29 Special banking machines and tools A general term for special machines and tools designed and produced according to the special requirements of bank or other financial institutions' business processing. GB/T15733—1995 Automatic teller machine (ATM) Automatic teller machine (ATM) Automatic service equipment that replaces the basic functions of bank tellers, inquires about account information and conducts small-scale customer transfers. Point of sales (POs) (Bank) Point of sale terminal A terminal device: It is installed at the consumption site, and through the use of bank cards, it can realize non-electronic fund transfers for consumption activities. Cash payment.
Financial transaction card (F\rc) is a card used to identify the card issuer and cardholder, to facilitate financial transactions and to provide input data for financial transactions. Bank card
Same as financial transaction card.
Terms are arranged in alphabetical order Aulotnatic teller mobile(ATM)bank card
GB/T 15733
—1995
Appendix A
(Supplement)
bulk electronic paymcnt system (BEPS)c
centralized processing
check digit
conversion procedure
crypto check digit(tcp)
cryptographic equipment
cryptagraphi: key
currency code
customer information file(CIF)D
data integrity
decentrahized pracessing
distributed data processing
electronit fund transfer(EFT)clcetranir jpurnal
electranit seal authenticalianelectronie test key
financial computerization
finuncial message
financial transaction card(FTC)H
high value paymeit system(HVPS)2.30
message authentication code(MAC)off-line operation
off-iond operation||tt ||on-line opcration
parallel run
persoual identification nunber(PIN)pnint of sales(POS)
sell-service banking
special banking machines and toolssystem trace audit number
A2 Arranged in alphabetical order of the terms B
(Finance) Message
Message Identification
Message Identification Code
Large-Value Payment System
Electronic Seal
(Bank) Electronic Monthly Journal
Electronic Seal Identification
Electronic Funds Transfer
Distributed Data Processing
Distributed Processing
Personal Identification Number
Currency Code
GB/T 15733
3—1995
Centralized processing
Encryption check digit
Encryption equipment
Online business processing
(Account number) check digit
Financial electronicization
Financial transaction card
Customer information file
Online business processing
Batch electronic payment system
Human-computer parallelism
Data integrity
Offline business processing
System tracking audit number
Additional notes:
GB/T15733—1995
(Bank) Point of sale terminal
Mobile processing
Bank card
This standard is proposed by the National Financial Standardization Technical Committee. Bank-specific machines
Automatic teller machines
Self-service banking (business)
This standard was drafted by the Agricultural Bank of China, China Institute of Standardization and Information Classification and Coding, the People's Bank of China, the Industrial and Commercial Bank of China, the China Construction Bank, the Bank of China and the People's Insurance Company of China. The main drafters of this standard are Tang Jianbang, Fang Qing, Liu Yuhong, Zhang Rongjing, Kuai Hui, Lan Guiqing, Nie Shu, Wang Yunsheng, Yang Xiaojie, Wang Qinrong and Tu Yuepan.30
Hessagt authentication
message authentication code(MAC)off-line operation
off-iond operation
on-line opcration
parallel run|| tt||persoual identification nunber(PIN)pnint of sales(POS)
sell-service bankingwwW.bzxz.Net
special banking machines and toolssystem trace audit number
A2 Arranged in alphabetical order of the term names B
(Finance) Message
Message Identification
Message Identification Code
Large Amount Payment system
Electronic secret seal
(Bank) electronic monthly log
Electronic seal identification
Electronic funds transfer
Distributed data processing||tt ||Distributed processing
Personal identification number
Currency code
GB/T 15733
3—1995
Centralized processing
Encryption check digit
Encryption equipment
Chengzhai business processing
(account number) Check digit
Financial electronicization
Financial transaction card
Customer information file
Online business processing
Batch electronic payment system||tt ||Human-machine parallelism
Data integrity
Offline business processing
System tracking audit number
Additional instructions:
GB/T15733—1995
(Bank) Point of Sale Terminal
Transfer Processing
Bank Card
This standard was proposed by the National Financial Standardization Technical Committee. Bank-specific equipment
Automatic teller machine
Self-service banking (business)
This standard is jointly issued by the Agricultural Bank of China, China Institute of Standardization and Information Classification and Coding, the People's Bank of China, the Industrial and Commercial Bank of China, and China The People's Construction Bank, Bank of China and China People's Insurance Company of China are responsible for drafting the standard. .30
Hessagt authentication
message authentication code(MAC)off-line operation
off-iond operation
on-line opcration
parallel run|| tt||persoual identification nunber(PIN)pnint of sales(POS)
sell-service banking
special banking machines and toolssystem trace audit number
A2 Arranged in the order of Chinese phonetic notation of the term names B
(Finance) Message
Message Identification
Message Identification Code
Large Amount Payment system
Electronic secret seal
(Bank) electronic monthly log
Electronic seal identification
Electronic funds transfer
Distributed data processing||tt ||Distributed processing
Personal identification number
Currency code
GB/T 15733
3—1995
Centralized processing
Encryption check digit
Encryption equipment
Chengzhai business processing
(account number) Check digit
Financial electronicization
Financial transaction card
Customer information file
Online business processing
Batch electronic payment system||tt ||Human-machine parallelism
Data integrity
Offline business processing
System tracking audit number
Additional instructions:
GB/T15733—1995
(Bank) Point of Sale Terminal
Transfer Processing
Bank Card
This standard was proposed by the National Financial Standardization Technical Committee. Bank-specific equipment
Automatic teller machine
Self-service banking (business)
This standard is jointly issued by the Agricultural Bank of China, China Institute of Standardization and Information Classification and Coding, the People's Bank of China, the Industrial and Commercial Bank of China, and China The People's Construction Bank, Bank of China and China People's Insurance Company of China are responsible for drafting the standard. .
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