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Retail financial services - Merchant category codes

Basic Information

Standard ID: GB/T 20548-2006

Standard Name:Retail financial services - Merchant category codes

Chinese Name: 金融零售业务 商户类别代码

Standard category:National Standard (GB)

state:in force

Date of Release2006-09-18

Date of Implementation:2007-03-01

standard classification number

Standard ICS number:Information technology, office machinery and equipment>>Information technology applications>>35.240.15 Identification cards and related devices

Standard Classification Number:General>>Economy, Culture>>A11 Finance, Insurance

associated standards

Procurement status:ISO 18245:2003

Publication information

publishing house:China Standards Press

Plan number:20032218-T-320

Publication date:2007-03-01

other information

Release date:2006-09-18

drafter:Liu Zhong, Huang Faguo, Xu Zhizhong, Sun Ping, etc.

Drafting unit:China UnionPay Co., Ltd., People's Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China

Focal point unit:National Financial Standardization Technical Committee

Proposing unit:People's Bank of China

Publishing department:General Administration of Quality Supervision, Inspection and Quarantine of the People's Republic of China Standardization Administration of China

competent authority:People's Bank of China

Introduction to standards:

This standard defines merchant category codes. This standard classifies merchants into a certain category based on their business type. These codes only specify merchant categories that may have financial retail business. This standard specifies the registration and maintenance mechanism for merchant category code segments reserved for national use and industry use. GB/T 20548-2006 Merchant Category Code for Financial Retail Business GB/T20548-2006 Standard download decompression password: www.bzxz.net
This standard defines merchant category codes. This standard classifies merchants into a certain category based on their business type. These codes only specify merchant categories that may have financial retail business. This standard specifies the registration and maintenance mechanism for merchant category code segments reserved for national use and industry use.


Some standard content:

ICS 35. 240. 15
National Standard of the People's Republic of China
GB/T20548--2006
Financial retail services
Merchant category codes
Retail financial services-Merchant category codes(ISO 18245:2003,MOD)
Published on September 18, 2006
General Administration of Quality Supervision, Inspection and Quarantine of the People's Republic of China Administration of Standardization of the People's Republic of China
Implemented on March 1, 2007
GB/T 20548--2006
Terms and definitions
3 Merchant category code
4 Application for adding, changing and deleting codes·
5 Registration and maintenance management agency
6 Complaint process
7 Announcement of code maintenance……
Appendix A (normative appendix) Merchant category code sorted by code
Appendix B (normative appendix) Merchant category code table sorted by pinyin alphabetical order Appendix (normative appendix) Merchant category code application form·18
GB/T20548--2006
This standard modifies the international standard ISO18245:2003 "Financial retail business merchant category code" (English version). The modifications made by this standard to ISO18245:2003 mainly include the following: a) Private reserved use is defined as industry reserved use. Delete the maintenance mechanism of merchant category codes in the main text of ISO18245 international standard, and add the registration and maintenance mechanism of code segments reserved for national use and industry use. c) Change the merchant classification code table in Appendix B, which is sorted by English letters, to a merchant classification code table sorted by pinyin letters. d) Add the following code to the code segment reserved for national use: 7295, and add the following code to the code segment reserved for industry use: 5913, 6760, 8912, 9400.9411.
Appendix A and Appendix B of this standard are both normative appendices. This standard is proposed by the People's Bank of China.
This standard is managed by the National Financial Standardization Technical Committee. Drafting units of this standard: China UnionPay Co., Ltd., the People's Bank of China, the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of China Co., Ltd., the China Construction Bank Corporation, the Bank of Communications, the Shanghai Pudong Development Bank, and the China National Institute of Standardization. The main drafters of this standard are: Liu Zhong, Sun Ping, Huang Faguo, Xu Zhizhong, Zhang Aimin, Xu Jingwen, Lu Shuchun, Liu Yun, Li Hong, Huang Jianjun, Xu Rushan, Li Yuming, Li Jie, Su Guojing, Shen Shu, Ren Guanhua. This standard is published for the first time.
1 Scope
Category Codes for Financial Retail Business Merchants
GB/T 20548-—2006
This standard defines merchant category codes. This standard classifies merchants into a certain category based on their business type. These codes only specify the merchant categories where financial retail business may occur. This standard specifies the registration and maintenance mechanism for the code segments of merchant category codes reserved for national use and reserved for industry use. How to use merchant category codes is not within the scope of this standard. 2 Terms and Definitions
This standard adopts the following terms and definitions. Registration and maintenance management agent is an organization responsible for registering and maintaining the code segments reserved for national and industry merchant category codes. Its responsibilities include but are not limited to: approving or rejecting applications to add, change or delete merchant category codes in the code segments reserved for national and industry; maintaining the code segments reserved for national and industry. 3 Merchant category codes
When assigning merchant category codes, merchants should be classified into an appropriate category according to their business types and given a reasonable code that is substantially different from the existing codes. For details of the assigned and reserved merchant category codes, please refer to Appendix A of this standard. The merchant category code management agency (National Financial Standardization Technical Committee) is responsible for applying to ISO for ISO reserved code segments on behalf of the country in accordance with the provisions of ISO18245. 4 Application for adding, changing and deleting codes
4.1 Application process
The applicant (usually an acquirer) fills in the merchant category code application form (Appendix B) and submits an application to the registration and maintenance management agency to add, change or delete merchant category codes. 4.2 Criteria for adding merchant category codes
When applying to add merchant category codes to the national reserved use and industry reserved use code segments, at least the following requirements should be met: a) The merchant category is reasonable and substantially different from the merchant category in the current code list; b) The merchant category is significantly different from all industries in the current code list; c) The application describes a merchant category or an industry rather than a processing process; d) The annual sales of all merchants included in the merchant category have reached a certain scale; e) The information provided in the application form is true, complete and standardized. 4.3 Criteria for approving the change or deletion of merchant category codes When applying to change or delete an existing merchant category in the national reserved use and industry reserved use code segments, at least the following requirements should be met: a) The change to the existing code will not narrow (but can expand) the scope of the merchant category described by the code; b) The reasons for changing or deleting the existing code are sufficient; c) The information provided in the application form is true, complete and standardized. The code should be announced six months in advance before it is officially deleted. 1
GB/T 20548—2006
5 Registration and maintenance management agency
5.1 Organizational structure
The national reserved code segments and industry reserved code segments in Appendix A of this standard shall be registered and maintained by an agency authorized by the National Financial Standardization Technical Committee.
5.2 Working procedures
a) For applications to add, change and delete codes in the national reserved code segments and industry reserved code segments, the registration and maintenance management agency shall make a decision through voting. The voting shall be conducted by voting, and the application must be approved by more than 2/3 of the members of the registration and maintenance management agency.
Within one month of receiving the application form (Appendix B), the registration and maintenance management agency shall send a written notice to the applicant regarding the application submission form b)
decision. Unless there are special circumstances, within three months of receiving the application form. The registration and maintenance management agency shall send a written notice to the applicant regarding the handling of the application.
, if the registration and maintenance management agency does not accept the merchant category code application, it should state the reasons in writing.
Registration and maintenance management agencies| ... Appendix A
(Normative Appendix)
Merchant Category Codes Sorted by Code
Table A, 1 lists all merchant category codes sorted by code numbers. Table A.1 Example of merchant category code table sorted by code
00000699
Reserved for use
0700-0999
Agricultural services
1000~1499Reserved for use
1500~2999Contracting services
0000-0499
05000599
06000699
70745-0762
0764-0779
07810819
0820--0879
0880099%
10001499
1500~1519|| tt||1712780
17321739
1741~1749
17511760
17621770
17721798
TISO reserved for use
National reserved for use
Industry reserved for use
ISO reserved for use
Zeng Medical Services
Tang Liubian
Agricultural Cooperation
sO Baobian
ISO reserved for use
Insurance Letter
Industry reserved for use
ISO reserved for use
and Commercial Building
Heating, Plumbing, Air Conditioning Contractors||tt| |National reserved for use
Gas contractor
ISO reserved for use
Brick and tile plaster and insulation engineering contractor
ISO reserved for use
Carpentry engineering contractor
ISO reserved for use
Roof, roof enclosure, metal sheet (iron sheet) installation engineering contractorNational reserved for use
Concrete engineering contractor
ISO reserved for use
GB/T20548-2006
GB/T20548—2006
15002999 Contracting services
3000-3999
Reserved for use
4000-4799
Transportation Yu
1800~2199
2200-2740
27422790
27922841
2843-2999
3000-3999
4000~4010
4012~4110| |tt| |4113--4118
4122~4130
41324213
4216-4224
4226-4299
4300~4410
4412-4456
4458-4467
4 469- -4510
Table A, 1 (Continued)
Specialized trade contractors not listed elsewhere in this code reserved for use by ISO
Reserved for use by industrybzxZ.net
Miscellaneous publishing and printing services
National reserved for use
Typesetting, engraving and related services
National reserved for use
Professional cleaning, polishing and sanitation services
National reserved for use
Reserved for use by industry
ISO reserved for use
Rail transportation
ISO reserved for use
Local and suburban commuter passenger transportation (including ferries) Rail passenger transportation
ISO reserved for use
Ambulance services
ISO reserved for use Reserved for use
Taxi and limousine services
ISO reserved for use
Buses
ISO reserved for use
Long and short-haul motor and truck freight, moving companies, warehousing companies, local special haulage companies express reverse services (air, ground or sea) ISO reserved for use
Services - agricultural products, frozen products and household products public warehousing services
ISO reserved for use
National reserved for use
Ship and cruise line services
Industry reserved for use
Cheap boats
Industry reserved for use
Ships, shipping services and supplies
Industry reserved for use
4000~~ 4799
4800~4999
Public utilities
5000~5499
Retail stores
4512-4581
4583~4656
4657-4721
4723~4783
478547 88 | | tt | | 4790-4799 | | tt | | 4800 - ~ 4811 | ||tt ||5000~5012
50145020
50225038
5040~5043
Table A.1 (continued)
Airlines
Reserved for industry
Airport services
Reserved for industry
Reserved for national use
Travel agencies and tourism services
Reserved for industry
Road and bridge tolls
Reserved for ISO
Transport services not listed in other codes
Reserved for national use
Reserved for ISO
Communication equipment and telephone sales
Reserved for industry
GB/T 20548--2006
Telecommunications services, including local and long distance calls, credit card calls, magnetic card calls and fax monthly telephone charges
Computer network/information services
ISO reserved for use
Telegraph services
National reserved for use
Wire transfer and money order services
ISO reserved for use
Industry reserved for use
Cable and other pay television services
Utilities (electricity, gas, water, cleaning services) industry reserved for use
National reserved for use
ISO reserved for use
Motor vehicle supplies and new parts
ISO reserved for use
Office and business furniture
ISO reserved for use
Building materials not listed in other codes
ISO reserved for use
Office, photographic, photocopying and microfilming equipment GB/T 20548-2006
50005499
Retail store
5048-5050
5052-5064
506625071
56755084
5086~509
5095--509| |tt||5100-511
5112~5121
123~513
51405168
5170~5171
5173~5191
5194~5197
Table A.1 (Continued)
Computers and computer peripherals not listed in other codes Commercial equipment not listed in other codes
Dental/laboratory/medical/ophthalmology hospital equipment and supplies ISO reserved for use
Metal product service providers and companies
-YSO reserved for use s
Electrical parts and equipment
ISO reserved for use
Hardware equipment and supplies
ISO reserved for use
Tso reserved for use
Baoer and precious metals, hand
Resistant products not listed in other codes,
ISO reserved for use
Products and other
ISO reserves for use
Uniforms and clothing for men, women and children
ISO reserves for use
National reserves for use
Han writing paper
Chemical products and related products not listed in other codes ISO reserves for use
Petroleum and petroleum products
National reserves for use
Books, periodicals and newspapers
Flower and tree cutting supplies, seedlings and flowers
ISO reserves for use
5000~5499
Retail stores
5201~5210
5212-5230
52325250
527252
5292-52
5301~5 years old
54005419
5412~5481
54235440
54425450
5452~5461
5463--5498
Table A.1 (continued)
Paints and varnishes
Non-durable goods not listed in other codes
Household goods supermarkets
ISO reserved for use
Wood and building materials stores
Guomong reserved for use
Glass, paint, coatings, wallpaper stores
IS O Reserved for use
Hardware stores
ISO Reserved for use
Miaoling)
ISO Reserved for use
Industry dealers' use
Industry reserved for use
Department stores
All kinds of comprehensive supermarkets
Industry reserved for use
Grocery stores and supermarkets
Reserved for use by supermarkets
Liquor stores and frozen meat suppliers
Reserved for use by industry
Confectionery stores
Reserved for use by industry
Dairy stores
Reserved for use by industry
Bakeries
Reserved for use by industry
GB/T 20548—-2006
GB/T 20548--2006
50005499Retail stores
5500~5599
Automobiles and transportation
5600-5699
Clothing stores
5500~5510
5512~5520
5522-5530
5534~5540
5543~5550
5552-5560
55625570
55725591
5593~5597
5600-5610
56125620
56225630
56325640
5642-56 50
56525654
Table A.1 (continued)
Various food stores 1| |tt||ISO Reserved For Use
Convenience and Specialty Stores
Car and Truck Dealers (New and Used Cars)
Industry Reserved For Use
Car and Truck Dealers (Used Cars)
Industry Reserved For Use
Auto and Home Goods Stores
Auto Tire Stores
Auto Parts Stores
Industry Reserved For Use
Auto Service Stations
Self-Service Gas Stations||tt ||Industry Reserved Use
Boat Dealers
ISO Reserved Use
Sale, Service, Repair, Parts and
Sale, Service, Repair, Parts and Rental of Camping, Recreational and Utility Vehicle Dealers Industry Reserved Use
Motorcycle Shops and Dealers
State Reserved Use
Recreational Vehicle Dealers
State Reserved Use
Snowmobile Dealers
Vehicle Dealers, Aircraft Equipment Dealers and Farm Implement Dealers n.o.c. ISO Reserved Use
Men's and Boys' Clothing and Supply Stores
ISO Reserved Use
Women's Fashion Stores
ISO Reserved Use
Women's Supply Stores
State Reserved Use
Children's and Infants' Clothing Stores
Industry Reserved Use
Family Clothing Stores
State Reserved Use
5600~ 5699
Clothing store
57005999
Various stores
5656~5660
56625680
5682-5690
5692~5696
5700~5711
57165717
5720~5721
5723~5731
57 365810
5815~5820
58215911
Table A.1 (continued)
Sports and equestrian clothing stores
State reserved for use
Industry reserved for use
Fur goods stores
Industry reserved for use
Men's and women's clothing stores
Industry reserved for use
Tailor, repair and alteration shops
Wig shops
Each All kinds of clothing and accessories stores
ISO reserved for use
GB/T20548-—2006
Furniture, home furnishings, household equipment sales, manufacturers (excluding electrical appliances) Floor laying services
Drapes, curtains, interior decoration stores
Alcoholic beverage wholesalers
ISO reserved for use
Fireplace, fireplace guard and accessories stores
All kinds of home decoration specialty stores
ISO Reserved for use
Household appliance store
ISO Reserved for use
Electronic equipment store
Music store
Musical instruments, pianos, sheet music
Computer software store
Audio and video store
ISO Reserved for use
Catering contractors
Restaurants, restaurants
Beverage shops (alcoholic beverages)
Fast food restaurants
ISO Reserved for use
Industry Reserved for use
Drug stores, pharmacies
Bars, pubs, nightclubs, cocktail bars and discos1 (continued)
Paints and varnishes
Non-durable goods not listed elsewhere
Household goods stores
ISO reserved for use
Lumber and building materials stores
Guomen reserved for use
Glass, paint, coatings, wallpaper stores
ISO reserved for use
Hardware stores
ISO reserved for use
Miaohai
ISO reserved for use
Industry and trader use
Reserved for use by the industry
Department stores
All kinds of comprehensive supermarkets
Reserved for use by the industry
Grocery stores and supermarkets
Reserved for use by the industry
Suppliers of frozen meat
Reserved for use by the industry
Confectionery stores
Reserved for use by the industry
Dairy stores
Reserved for use by the industry
Bakeries
Reserved for use by the industry
GB/T 20548—-2006
GB/T 20548--2006
50005499Retail stores
5500~5599
Automobiles and transportation
5600-5699
Clothing stores
5500~5510
5512~5520
5522-5530
5534~5540
5543~5550
5552-5560
55625570
55725591
5593~5597
5600-5610
56125620
56225630
56325640
5642-56 50
56525654
Table A.1 (continued)
Various food stores 1| |tt||ISO Reserved For Use
Convenience and Specialty Stores
Car and Truck Dealers (New and Used Cars)
Industry Reserved For Use
Car and Truck Dealers (Used Cars)
Industry Reserved For Use
Auto and Home Goods Stores
Auto Tire Stores
Auto Parts Stores
Industry Reserved For Use
Auto Service Stations
Self-Service Gas Stations||tt ||Industry Reserved Use
Boat Dealers
ISO Reserved Use
Sale, Service, Repair, Parts and
Sale, Service, Repair, Parts and Rental of Camping, Recreational and Utility Vehicle Dealers Industry Reserved Use
Motorcycle Shops and Dealers
State Reserved Use
Recreational Vehicle Dealers
State Reserved Use
Snowmobile Dealers
Vehicle Dealers, Aircraft Equipment Dealers and Farm Implement Dealers n.o.c. ISO Reserved Use
Men's and Boys' Clothing and Supply Stores
ISO Reserved Use
Women's Fashion Stores
ISO Reserved Use
Women's Supply Stores
State Reserved Use
Children's and Infants' Clothing Stores
Industry Reserved Use
Family Clothing Stores
State Reserved Use
5600~ 5699
Clothing store
57005999
Various stores
5656~5660
56625680
5682-5690
5692~5696
5700~5711
57165717
5720~5721
5723~5731
57 365810
5815~5820
58215911
Table A.1 (continued)
Sports and equestrian clothing stores
State reserved for use
Industry reserved for use
Fur goods stores
Industry reserved for use
Men's and women's clothing stores
Industry reserved for use
Tailor, repair and alteration shops
Wig shops
Each All kinds of clothing and accessories stores
ISO reserved for use
GB/T20548-—2006
Furniture, home furnishings, household equipment sales, manufacturers (excluding electrical appliances) Floor laying services
Drapes, curtains, interior decoration stores
Alcoholic beverage wholesalers
ISO reserved for use
Fireplace, fireplace guard and accessories stores
All kinds of home decoration specialty stores
ISO Reserved for use
Household appliance store
ISO Reserved for use
Electronic equipment store
Music store
Musical instruments, pianos, sheet music
Computer software store
Audio and video store
ISO Reserved for use
Catering contractors
Restaurants, restaurants
Beverage shops (alcoholic beverages)
Fast food restaurants
ISO Reserved for use
Industry Reserved for use
Drug stores, pharmacies
Bars, pubs, nightclubs, cocktail bars and discos1 (continued)
Paints and varnishes
Non-durable goods not listed elsewhere
Household goods stores
ISO reserved for use
Lumber and building materials stores
Guomen reserved for use
Glass, paint, coatings, wallpaper stores
ISO reserved for use
Hardware stores
ISO reserved for use
Miaohai
ISO reserved for use
Industry and trader use
Reserved for use by the industry
Department stores
All kinds of comprehensive supermarkets
Reserved for use by the industry
Grocery stores and supermarkets
Reserved for use by the industry
Suppliers of frozen meat
Reserved for use by the industry
Confectionery stores
Reserved for use by the industry
Dairy stores
Reserved for use by the industry
Bakeries
Reserved for use by the industry
GB/T 20548—-2006
GB/T 20548--2006
50005499Retail stores
5500~5599
Automobiles and transportation
5600-5699
Clothing stores
5500~5510
5512~5520
5522-5530
5534~5540
5543~5550
5552-5560
55625570
55725591
5593~5597
5600-5610
56125620
56225630
56325640
5642-56 50
56525654
Table A.1 (continued)
Various food stores 1| |tt||ISO Reserved For Use
Convenience and Specialty Stores
Car and Truck Dealers (New and Used Cars)
Industry Reserved For Use
Car and Truck Dealers (Used Cars)
Industry Reserved For Use
Auto and Home Goods Stores
Auto Tire Stores
Auto Parts Stores
Industry Reserved For Use
Auto Service Stations
Self-Service Gas Stations||tt ||Industry Reserved Use
Boat Dealers
ISO Reserved Use
Sale, Service, Repair, Parts and
Sale, Service, Repair, Parts and Rental of Camping, Recreational and Utility Vehicle Dealers Industry Reserved Use
Motorcycle Shops and Dealers
State Reserved Use
Recreational Vehicle Dealers
State Reserved Use
Snowmobile Dealers
Vehicle Dealers, Aircraft Equipment Dealers and Farm Implement Dealers n.o.c. ISO Reserved Use
Men's and Boys' Clothing and Supply Stores
ISO Reserved Use
Women's Fashion Stores
ISO Reserved Use
Women's Supply Stores
State Reserved Use
Children's and Infants' Clothing Stores
Industry Reserved Use
Family Clothing Stores
State Reserved Use
5600~ 5699
Clothing store
57005999
Various stores
5656~5660
56625680
5682-5690
5692~5696
5700~5711
57165717
5720~5721
5723~5731
57 365810
5815~5820
58215911
Table A.1 (continued)
Sports and equestrian clothing stores
State reserved for use
Industry reserved for use
Fur goods stores
Industry reserved for use
Men's and women's clothing stores
Industry reserved for use
Tailor, repair and alteration shops
Wig shops
Each All kinds of clothing and accessories stores
ISO reserved for use
GB/T20548-—2006
Furniture, home furnishings, household equipment sales, manufacturers (excluding electrical appliances) Floor laying services
Drapes, curtains, interior decoration stores
Alcoholic beverage wholesalers
ISO reserved for use
Fireplace, fireplace guard and accessories stores
All kinds of home decoration specialty stores
ISO Reserved for use
Household appliance store
ISO Reserved for use
Electronic equipment store
Music store
Musical instruments, pianos, sheet music
Computer software store
Audio and video store
ISO Reserved for use
Catering contractors
Restaurants, restaurants
Beverage shops (alcoholic beverages)
Fast food restaurants
ISO Reserved for use
Industry Reserved for use
Drug stores, pharmacies
Bars, pubs, nightclubs, cocktail bars and discos1 (Continued)
Sports and equestrian clothing stores
Reserved for use by the State
Reserved for use by the industry
Fur goods stores
Reserved for use by the industry
Men's and women's clothing stores
Reserved for use by the industry
Tailor, repair and alteration shops
Wig shops
All kinds of clothing and accessories stores
Reserved for use by ISO
GB/T20548-—2006
Sales and manufacturers of furniture, household furnishings and household equipment (excluding electrical appliances)Floor laying services
Drapes, curtains and interior decoration stores
Wholesalers of alcoholic beverages
Reserved for use by ISO
Fireplaces, fireplace screens and accessories stores
All kinds of home decoration specialty stores
ISO Reserved for use
Household appliance store
ISO Reserved for use
Electronic equipment store
Music store
Musical instruments, pianos, sheet music
Computer software store
Audio and video store
ISO Reserved for use
Catering contractors
Restaurants, restaurants
Beverage shops (alcoholic beverages)
Fast food restaurants
ISO Reserved for use
Industry Reserved for use
Drug stores, pharmacies
Bars, pubs, nightclubs, cocktail bars and discos1 (Continued)
Sports and equestrian clothing stores
Reserved for use by the State
Reserved for use by the industry
Fur goods stores
Reserved for use by the industry
Men's and women's clothing stores
Reserved for use by the industry
Tailor, repair and alteration shops
Wig shops
All kinds of clothing and accessories stores
Reserved for use by ISO
GB/T20548-—2006
Sales and manufacturers of furniture, household furnishings and household equipment (excluding electrical appliances)Floor laying services
Drapes, curtains and interior decoration stores
Wholesalers of alcoholic beverages
Reserved for use by ISO
Fireplaces, fireplace screens and accessories stores
All kinds of home decoration specialty stores
ISO Reserved for use
Household appliance store
ISO Reserved for use
Electronic equipment store
Music store
Musical instruments, pianos, sheet music
Computer software store
Audio and video store
ISO Reserved for use
Catering contractors
Restaurants, restaurants
Beverage shops (alcoholic beverages)
Fast food restaurants
ISO Reserved for use
Industry Reserved for use
Drug stores, pharmacies
Bars, pubs, nightclubs, cocktail bars and discos
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